Our Services

Personal Property Insurance From Independent Mutual Fire Insurance
Is your personal property protected from everyday threats posed by fire, smoke, wind and hail?

At Independent Mutual Fire Insurance Company, we make it our business to protect the items you can’t afford to lose. Our personal property insurance policies offer flexible, comprehensive coverage for:

Fire Riot
Lightning Commotion
Tornado Land Vehicle
Hurricane Aircraft
Hail Smoke
Explosion Optional Burglary (where available)

Get the coverage you need with no credit history checks and no hassles! Independent Mutual offers policyholders 24/7 access to your claim status, with local agents available in all service areas to answer your questions and help you choose the policy that’s right for you.

Contact Us for more information on personal property insurance from Independent Mutual Fire Insurance Company.

What Can Independent Agents Expect From Independent Mutual?
Independent Mutual Fire Insurance Company has raised the bar on customer service. We treat our agents as our top priority, offering prompt, quality service that you won’t find anywhere else.

Real-Time Claims Adjustment

    We employ up-to-the-minute claims adjustment software to provide the utmost accuracy and fairness to our agents and policyholders.

24/7 Access To Our Database

    You can file claims and review the status of your claims adjustment at anytime! Login to your policyholder database 24/7 to get the information you need.

Instant Policy Generation

    Using the innovative AgenTree™ system, independent agents can electronically quote and issue policies right from their desktop. Submit applications, provide quotes and issue policies in just seconds!


    Independent Mutual handles all administrative functions, including direct billing to the policyholder. We do the legwork so that you can focus on what’s most important - your policyholders.


    No more waiting for commission payouts. We get them to you on time, every time!

Contact us
today for more information on Independent Mutual Fire Insurance Company.