Welcome to Independent Mutual Fire Insurance

Are you tired of personal property insurance companies that don’t keep their promises?

Stop dealing with the hassles of policy restrictions, slow claims service and late commission payouts. Experience the unparalleled customer service and superior coverage that can only be offered by Independent Mutual Fire Insurance Company.

For over sixty years, Independent Mutual Fire Insurance has led the industry in providing a uniquely personal approach to personal property insurance. Our deep-rooted concern for policyholders and independent agents is demonstrated through an unwavering commitment to rapid claims processing, flexible coverage and unbeatable customer service.

The Independent Mutual Difference
At Independent Mutual, we use the latest technology to deliver superior customer service. Using the innovative and convenient AgenTree™ system, new policies are quoted and issued in milliseconds! No more wading through pages of paperwork and days of wait time. Get the right policy, right away.

We Take The Guesswork Out
of Personal Property Claims Adjustment!
At Independent Mutual, we believe that every agent and policyholder deserves to be treated fairly. That is why we use up-to-the-minute claims adjustment software to ensure accuracy and fairness, giving our policyholders and independent agents real-time information about the status of their claims.

Our Service Promise to
Independent Insurance Agents and Policyholders
- To treat every policyholder fairly, regardless of credit history.
- To provide agents with rapid commission payment and superior claims service.
- To give independent insurance agents and policyholders 24/7 access to claim status reports.

Isn’t it time you found a personal property insurance company that you can count on?
Contact us today to experience the Independent Mutual Difference.


At Independent Mutual, we are committed to empowering our agents with all the tools necessary for success. Become an Independent agent and experience
The Independent Mutual difference.

See Independent News, Campaigns, Events and access to AgenTree

Policyholders can log into view policy and claim information, request service or make payments