About Independent Mutual Fire Insurance Company

Independent Mutual Fire Insurance Company was originally founded in 1948 in St. Louis, Missouri. Today, Independent Mutual is an Illinois Mutual insurer with administrative offices in Baltimore, Maryland.

A Leading Personal Property Insurance Company
Rated as A- (Excellent) by A.M. Best Company, Independent Mutual is known for its modest underwriting leverage, market expertise, solid investment earnings and long-standing presence in the home service fire and burglary market sector. We have the industry and financial stability to follow through on our promises, every time. It is this stability that has earned us the reputation as one of the most dependable personal property insurance providers in our service area.

We currently offer flexible, comprehensive personal property coverage throughout:
  • Illinois
  • Indiana
  • Georgia
  • Kentucky
  • Louisiana
  • Maryland
  • Michigan
  • Mississippi
  • Missouri
  • New Jersey
  • North Carolina
  • Ohio
  • Pennsylvania
  • South Carolina
  • Tennessee
  • Texas
  • Virginia
  • West Virginia
  • Independent Mutual believes that every individual deserves to be treated with fairness and dignity. We strive to uphold these values by providing unparalleled customer service and superior coverage to our independent insurance agents and policyholders. Our comprehensive personal property coverage is offered to policyholders regardless of income or credit history.

    Our Mission:

    - To provide prompt, first-class customer service to agents and policyholders through adherence to company values and the use of real-time technology.

    - To provide complete transparency, with 24/7 access to claim status reports and adjustments.

    - To treat every policyholder fairly, regardless of income or credit history.

    Contact us
    today for more information on Independent Mutual Fire Insurance Company.